Get Cash in Minutes Apply Online Under No Obligation... Moneysupershop.co.uk offer a range of loans from a few months to a few years. Below is our simple quick application form which in most cases shall offer you a loan. We do not guarantee the amount or period offered*. Good or poor credit simply apply under no obligation.
You shall get a response within seconds in most cases and funds can be with you today if approved.
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Compare Wonga.com Loans |
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Wonga maximum loan amount £ 400 |
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Wonga representative APR 4214% |
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Wonga loan duration up to1 Month |
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Cost of paying back a £ 200 Wonga |
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Loan after 30 days costs £ 66.31 |
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Option to top up loan NO |
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Personal Cash Loans
Money In Minutes
Apply Under No Obligation |
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Our Loans |
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£100 - £3000 Loans*** |
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No Credit Needed |
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Bad Credit No Problem |
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Fast Same Day Service |
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Responsible Lending Renewal Policy Late Payment Non Payment APR % Rate's
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*** By applying for a loan via our online system, once approved the chances of you being approved 2 more times with our partner lenders is very high. Due to this each lender can offer up to £1000 so there is potential to borrow up to £3000.
What will happen if I pay late or don’t pay?
The implications of non payment or late payment are two fold - financially you will be charged penalties and you may be liable to collections activity.
Financially: you are likely to be charged a default fee for non payment, these fees can range from £6 to £12 depending on the lender your agreement is with. Should you not have enough money in your bank or building society to cover your due payment, they will also charge a Non-Sufficient Fund (NSF) fee. The amounts for this also vary depending on the banking institute, you’ll need to check with your own bank to establish the amount they levy for this.
Our recommendation: It’s key to remember that if you’re experiencing problems repaying your loan that you contact your provider as soon as possible to explain your situation, this may prevent you being charged any late payment fees.
Collection: when you set up your loan, you most likely agreed for payments to be taken directly from your bank card. All our lenders adhere to collection laws and guidance, as a result, if you’re payment is not made on the agreed date, they will charge you a late payment fee. If your non-payment continues, you may also be subject to collections procedures. This is when your lender places your debt with a collections agency or sells the debt to a third party collections agency. Following either of these actions will mean that your lender/collections agent/or third party collections agency can take any action authorised by law and will most likely result in your credit history being affected adversely.
How will this affect my credit score?
We do not perform credit checks at this website, however our lenders may perform a traditional credit check - this will only be performed with your advance agreement. Any information regarding your loan will also be provided to the UK credit bureaus. Any subsequent missed or late repayments you might have will also be notified to the credit bureaus and as a result your credit score may be affected negatively.
How can I renew or extend my loan?
It’s possible with some lenders to extend or renew your loan agreement with them. To arrange this, you’ll need to contact your loan provider. Renewals and extensions to your loan are not automatically agreed, your lender will base their decision on your specific details and circumstances. Agreement to extend or renew a loan are only granted if the lender is satisfied that they are acting in accordance with their responsible lending obligations.
In the event that you miss a payment and fail to contact you lender, they may automatically extend or renew your loan - this may result in additional fees.
Collections Process
Loans are repaid automatically via direct debit. Repayment dates and repayment amounts are confirmed to you before you accept a loan agreement. If you are having problems making a payment please contact the lender directly so that they can discuss your payment options.
Mini and monthly loans: Representative APR 278% (VARIABLE) Representative example: Borrow £500 over 12 months. Interest rate - 140%. Total amount repayable - £949.01. Representative Loan Example: Borrow £300 for 30 days, Amount payable - £375, Interest - £75, Interest rate (pa) - 1737% (variable) .
Charges and rates do vary depending on the loan matched for you. Before you agree to any loan offered, the APR charges and rates for late payment, extensions and any others shall be provided to you.
Representative example:
Borrow £200 over 6 months total payable including interest £440. Total charge for credit over 6 months period £240.
Representative APR 3378.1%
Now a nationally recognised brand in short term loans, Wonga.com pride themselves on their 'straight talking' approach and responsible lending ethics. Providing short term loans of up to £400 for initial borrowers, Wonga.com clearly detail the costs, terms and timescales to enable you to make an informed decision regarding your borrowing needs. In fact, with 98% of customers agreeing that they feel informed; 97% saying the service is easy to use, and; 92% saying they'd recommend a friend, it is no wonder that Wonga.com are rapidly became one of the world's most innovative credit providers. |
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Moneysupershop.co.uk is not a lending or banking institution and it does not broker loans to lending institutions. *The personal information you provide will be provided to a third party lender to process your loan application and the potential to receive a loan repaid over 3 - 6 months. In the event that your application is not accepted your application may be accepted by another loan option. Moneysupershop.co.uk makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. This web site places no value to this service. For details, questions, or concerns regarding your loan please contact the lending institution directly. Not all lenders can provide up to £ 2000. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.
The Moneysupershop is a trading style of Loan Marketing Ltd. Registered Office, 5300 Lakeside, Cheadle Royal Business Park, Manchester, SK8 3GP. We are licenced under the Consumer Credit Act 1974 for credit broking by the Office of Fair Trading (licence number 640291) and registered with the Information Commissioners Office (registration number Z2473635).
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